The Apple Savings account is meant to be accessed via Apple Wallet on iPhone, but Apple has created a limited web portal for downloading statements and tax information.
There are various reasons why you might need to manage your Apple Savings account from a device that isn’t an iPhone or iPad. That’s especially true if you’ve left the Apple ecosystem.
Until recently, that has been basically impossible since everything Apple Savings was handled on Apple devices. There is now a very limited Apple Savings portal that can be accessed via the web.
Apple Card holders can go to the web portal that has existed since 2020: card.apple.com. After logging in, the “Savings” option will be visible in the sidebar.
The only things you can do from this tab are view your current balance, your interest information, and account documents. You cannot add or withdraw money from this website.
The tax documents and statements available here are the same ones available in the Apple Wallet app on iPhone or Settings app on iPad. Those that no longer have an Apple Savings account or an iPhone can get these details on the new web portal.
The portal is useful because the only other option previously would have been contacting Apple Support and requesting the documents. However, many users might find this solution lackluster.
I personally like and prefer managing everything in Apple Wallet. That said, some would at least like the option of a fully-functional website that can perform all the same functions as the app.
Apple clearly wants its users to stick with the app on iPhone where it has more control. There’s at least one obvious reason for this — phishing.
If there’s a website with a login page, it is easily spoofed. Bank logins are one of the most targeted, and having a website and a login at all opens you up to abuse.
Apple Wallet is an app on iPhone that has all of the protections of the device, like the Secure Element and biometrics. There’s no login, nor any way for phishing emails to get ahold of account data.
Users can manage Apple Card on the website, but from a different perspective. There is no way to manipulate the Apple Card website to get money to an external account.
While I’m sure Apple would have preferred not to have the website at all, there are likely laws against it. At the least, if someone wants to break into your Apple Card page, all they can do is pay your bill and view your payment history.
